APIS Finance GmbH · Vienna · Est. 2002

Portfolio
Intelligence
Systems

Institutional financial strategy, digital asset advisory, and programmable ownership architectures — engineered for the complexity of modern portfolios.

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APIS Group · Three Platforms
· APIS Finance
· PORTIS Finance
· AgentsOnBoard
· Portfolio Intelligence
· Digital Asset Strategy
· Programmable Ownership
· Institutional Advisory
· Vienna · Austria
· APIS Finance
· PORTIS Finance
· AgentsOnBoard
· Portfolio Intelligence
· Digital Asset Strategy
· Programmable Ownership
· Institutional Advisory
· Vienna · Austria

A different
kind of advisory

FN 226007p
Commercial Register · Vienna
3
Integrated Platforms
1994
APIS Group Founded

APIS Finance GmbH is an institutional advisory firm focused on financial strategy, investment advisory, and international project development. Registered in Vienna (Hohenstaufengasse 6, 1010 Wien), we operate at the intersection of traditional finance and emerging digital asset infrastructure.

The APIS Group comprises three integrated platforms — each addressing a distinct layer of modern portfolio management: core advisory, digital asset execution, and AI-driven operational intelligence.

Our approach is deterministic and system-driven. We believe portfolio intelligence begins with ownership clarity — knowing not just what is held, but how, by whom, and under what conditions capital flows.

Peter Franz Stummer, founder and managing director, brings decades of experience in institutional financial strategy, international project development, and the architecture of complex ownership structures across jurisdictions.

Three platforms.
One integrated system.

Each platform is purpose-built and operationally independent, yet shares a common philosophy: capital does not flow — it remembers where it came from.

01
APIS Finance
Core Advisory

The primary advisory layer. Institutional financial strategy, investment structuring, and international project development for private and institutional clients across European and emerging markets.

  • Portfolio strategy & structuring
  • Investment advisory mandates
  • International project development
  • Institutional capital introduction
  • Cross-border financial architecture
02
PORTIS Finance
Digital Assets · Web3

The Portfolio Primitive. A programmable ownership system for digital assets — enabling fractional, graph-based, CPPI-governed allocation across nested vault structures with deterministic execution.

  • Programmable ownership graphs
  • CPPI-governed allocation engine
  • Digital asset portfolio execution
  • $PTIS token infrastructure
  • Institutional Web3 advisory
03
AgentsOnBoard
AI · Operational Intelligence

AI-driven operational intelligence for financial workflows. Three specialised agents — MedPilot360, Goovy, and KAURI Finance — automate complex advisory and clinical decision-support processes.

  • MedPilot360 — clinical decision support
  • Goovy — workflow automation
  • KAURI Finance — financial intelligence
  • AI agent deployment & integration
  • Process automation advisory

Principles that
govern our work

01
Ownership Clarity
Every portfolio engagement begins with a precise mapping of ownership structures. We believe capital allocation without ownership clarity is architecture without a foundation. Our PORTIS system makes this computable, auditable, and programmable.
02
Deterministic Execution
Our allocation engine is rule-governed, not discretionary. CPPI (Constant Proportion Portfolio Insurance) logic ensures capital protection thresholds are enforced algorithmically — not by judgment calls under pressure.
03
System over Intuition
We design systems that work without heroes. Our frameworks for portfolio management, risk governance, and operational intelligence are built to be inspectable, testable, and reproducible under all market conditions.
04
International Reach
Deep relationships with institutional decision-makers across Central Europe, West Africa (Ghana, Nigeria, Chad, South Sudan), and Central Asia. Capital flows where structures are trusted; we build those structures.

Registered,
grounded, structured

APIS Finance GmbH

Legal formGmbH (Austria)
RegisterFN 226007p
CourtHandelsgericht Wien
UIDATU 57638789
APIS Group founded1994
APIS Finance GmbH founded2002
Managing DirectorPeter Franz Stummer

Registered Office

Hohenstaufengasse 6
1010 Wien, Austria

Associated Activities

Peter Franz Stummer also serves as President of the Austro-Mongolian Society "Otschir" — a long-standing cultural and economic bridge between Austria and Mongolia, reflecting the firm's commitment to cross-cultural institutional relationships.

Begin a
conversation

All Inquiries
enquiries@apis.at
Managing Director
enquiries@apis.at
PORTIS Finance
enquiries@apis.at
Address
Hohenstaufengasse 6
1010 Wien, Austria
Send Inquiry

We are System Architects

Important Disclaimer

Neither APIS Finance GmbH, APIS Group, nor any member, platform, or affiliate of the APIS Group — including PORTIS Finance and AgentsOnBoard — provides, conducts, or solicits any regulated financial services, investment advice, portfolio management, asset management, brokerage, or any other activity subject to supervision or licensing by the FMA (Finanzmarktaufsicht Austria), BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht), FCA (Financial Conduct Authority), SEC (U.S. Securities and Exchange Commission), or any other national or supranational financial regulatory authority.

The APIS Group operates exclusively as system architects — designing, structuring, and building portfolio intelligence frameworks, ownership architecture systems, and operational intelligence tools. Our work is conceptual, structural, and technological in nature.

Nothing on this website constitutes or should be construed as financial advice, investment advice, a solicitation or offer to buy or sell any financial instrument, or a recommendation to engage in any investment strategy. All descriptions of portfolio systems, allocation engines, and digital asset infrastructure are purely architectural and technical in nature.

Any engagement with APIS Finance GmbH or its affiliated platforms is subject to separate written agreement and does not constitute a regulated financial service relationship. Persons seeking regulated financial services should consult an appropriately licensed financial intermediary in their jurisdiction.